Influenza (Flu) Treatment
Covered by UnitedHealthcare in Illinois

Oseltamivir (Tamiflu) 75mg twice daily × 5 days — most effective when started within 48 hours of symptom onset

Baloxavir marboxil (Xofluza) 40–80mg single dose for uncomplicated influenza (age ≥ 12); supportive care for mild cases

Yes — oseltamivir covered under pharmacy benefit. Generic Tamiflu typically $30–$60; with GoodRx often under $25. Baloxavir may require prior auth.

Antiviral therapy most beneficial when started within 48 hours. High-risk patients (elderly, immunocompromised, pregnant) should be treated regardless of timing. Not effective for COVID-19.

Yes. UnitedHealthcare commercial plans cover telehealth visits for Influenza (Flu) in Illinois. TeleDirectMD (Dr. Parth Bhavsar, MD, NPI: 1104323203) is an in-network telehealth provider with UnitedHealthcare in Illinois. Your standard UnitedHealthcare telehealth copay applies — typically $0–$30 for most commercial plans. If clinically appropriate, your prescription is sent to your Illinois pharmacy immediately after your visit.

Most UnitedHealthcare commercial plans in Illinois have telehealth copays of $0–$30. Often $0 for employer plans. Your exact cost depends on your specific plan and whether your deductible has been met. Log into your UnitedHealthcare member portal or call the member services number on your card to verify your telehealth copay before your flu treatment visit. Self-pay is always available for a flat $49 if you prefer to skip insurance.

Clinical diagnosis based on abrupt onset fever (> 100°F), myalgia, headache, and respiratory symptoms during flu season or known community outbreak. Risk factor assessment for complication-directed treatment. Telehealth is a well-established, evidence-based modality for flu treatment management. The same clinical standards used in an in-person office visit are applied — you are seen by Dr. Bhavsar, MD, a board-certified physician, not a nurse practitioner or PA.

For flu treatment, Dr. Bhavsar may prescribe: Oseltamivir (Tamiflu) 75mg twice daily × 5 days — most effective when started within 48 hours of symptom onset. Alternatives include: Baloxavir marboxil (Xofluza) 40–80mg single dose for uncomplicated influenza (age ≥ 12); supportive care for mild cases. Yes — oseltamivir covered under pharmacy benefit. Generic Tamiflu typically $30–$60; with GoodRx often under $25. Baloxavir may require prior auth. Antiviral therapy most beneficial when started within 48 hours. High-risk patients (elderly, immunocompromised, pregnant) should be treated regardless of timing. Not effective for COVID-19.

Yes. If Dr. Bhavsar, MD determines that a prescription is clinically appropriate for your flu treatment symptoms, it is sent electronically to your preferred Illinois pharmacy the moment your visit ends. UnitedHealthcare covers the telehealth visit itself (billed as CPT 99213/99214). Your prescription is then covered by your UnitedHealthcare pharmacy benefit — check your plan's formulary for your specific medication's tier and cost.

If your specific UnitedHealthcare plan is not in-network with TeleDirectMD in Illinois, or if your deductible has not yet been met, you can book as a self-pay patient for a flat $49 fee — same physician, same quality of care, no insurance needed. You may also be eligible to submit an out-of-network claim to UnitedHealthcare for partial reimbursement depending on your plan's out-of-network benefit.

TeleDirectMD typically offers same-day and next-day video visits. Book at teledirectmd.com/book-online and select a time that works for you. Most patients are seen within a few hours of booking during business hours. Your flu treatment symptoms are evaluated by Dr. Bhavsar, MD — not a nurse practitioner or PA — ensuring you receive a board-certified clinical assessment.

Yes — your UnitedHealthcare pharmacy benefit applies to prescriptions written during a covered telehealth visit. Yes — oseltamivir covered under pharmacy benefit. Generic Tamiflu typically $30–$60; with GoodRx often under $25. Baloxavir may require prior auth.. Check your UnitedHealthcare formulary or call your pharmacy with your UnitedHealthcare member ID to confirm your copay before pickup. Most first-line medications for flu treatment are Tier 1 or Tier 2 generics covered by virtually all commercial plans.

Yes. TeleDirectMD is operated by Dr. Parth Bhavsar, MD (NPI: 1104323203), a board-certified Family Medicine physician. TeleDirectMD is LegitScript certified, HIPAA compliant, and is contracted as an in-network telehealth provider with UnitedHealthcare in Illinois. Claims are billed using standard CPT codes (99213/99214) and submitted electronically to UnitedHealthcare.

Medicaid (UnitedHealthcare Community Plan), Medicare fee-for-service, AARP Medicare Advantage If your plan is not listed, self-pay is available for $49 flat — no insurance required, same physician and quality of care.

Yes. After your telehealth visit, UnitedHealthcare will process the claim and send you an Explanation of Benefits (EOB) — typically within 2–4 weeks by mail or available sooner in your UnitedHealthcare member portal. The EOB shows the amount billed (CPT 99213 or 99214), what UnitedHealthcare paid, and your responsibility (copay or deductible portion). This is standard for any in-network physician visit.

Yes. Telehealth visits with a licensed physician are qualified medical expenses eligible for FSA (Flexible Spending Account) and HSA (Health Savings Account) payment. If your UnitedHealthcare plan applies your deductible first, your FSA or HSA card can be used to pay your portion. The $49 self-pay option is also FSA/HSA eligible.