Real doctor visits for your team. $0 cost to you.
TeleDirectMD is physician-founded virtual care in 41 states + DC. Your team books $59 video visits with a board-certified family medicine physician — or uses BCBS, Aetna, or UnitedHealthcare in-network. You pay zero. You sign one page. You're live in a week. Our physician roster is currently expanding to add capacity across our service area.
Your team needs a doctor. They can't get one.
The average ER visit costs $1,454. The average urgent care runs $150–$300. Your employees skip both — and skip the doctor entirely — because they can't take half a day off to see one. 70% of hospitality workers have zero employer health benefits. 41% of independent trucking owner-operators are uninsured.
We fix that — and it costs your business nothing.
Three steps. Live in a week.
No PEPM negotiation. No benefits committee. No claims plumbing to build.
You sign one page.
A one-page partnership agreement. No PEPM, no per-visit fees, no contracts with money in them. Terminate at-will, any time.
Your team gets a code.
Each business receives a unique enrollment code. Employees book on TeleDirectMD, see Dr. Bhavsar via video, and pay $59 per visit — or use BCBS / Aetna / UnitedHealthcare in-network.
Visits count toward their deductible.
When insured, we bill in-network directly. No surprise bills, no out-of-network friction. Visits count toward the deductible just like any other doctor's appointment.
Built differently than carrier-bundled telehealth
Your people skip the ER
$1,454Average ER visit cost. A TeleDirectMD visit is $59 cash or in-network. A 2017–2019 Penn Medicine study (American Journal of Managed Care) found employee telehealth visits cost 23% less per episode than in-person — about $113 less per visit.
Results vary by setting. Penn Medicine findings come from a health-system study; your outcomes may differ.You get a retention edge
70%Of hospitality workers lack any employer health benefit. 79% annual caregiver turnover in home care is driven largely by benefits gaps. Even a benefit you don't pay for moves the needle on hiring.
It actually gets used
~7%Industry-benchmark utilization for carrier-bundled telehealth at large employers. Most of your team doesn't know it exists. We're paid only on real visits — structurally incentivized to drive usage.
Built for businesses where employees can't take half a day off
Trucking & Logistics
Drivers can't stop on a route to see a doctor. Our $59 visits handle the routine primary care: chronic refills (blood pressure, asthma, hypothyroid), acute illness like sinus and UTI, mental health. Same-day appointments from any truck stop. We do not perform DOT physicals — those still require an in-person FMCSA-certified Medical Examiner — but the day-to-day primary care between exams, we handle.
Multi-Unit Restaurants & QSR
22% of food service workers have no health insurance. Minor burns and cuts, contact dermatitis, GI illness, mental health, standard work-excuse notes — all primary-care scope. A real doctor benefit at zero cost to you is the simplest retention tool in a tight labor market.
Home Healthcare Agencies
Caregivers can't leave a patient to see a doctor. Back and shoulder pain assessment, chronic disease management, acute illness, mental health — all primary-care scope. With ~80% annual turnover, healthcare access is the single most cost-effective retention lever. Credentialing workflows (TB, Hep B) still go through your occupational medicine vendor.
Non-Union Construction & Trades
Construction has the second-highest uninsured rate of any occupation (27.8%). We provide primary care for the chronic and routine: hypertension management, diabetes, back and shoulder pain, mental health. OSHA medical surveillance (respirator clearances, silica, lead/asbestos) remains with your occupational medicine vendor.
Cleaning & Janitorial Services
Contact dermatitis management, standard asthma care, chronic disease, mental health. ~27% of building service workers work non-daytime shifts. For workers' comp evaluations or OSHA recordkeeping, your operator continues to use its dedicated vendors — we are a primary-care practice for the day-to-day.
What we treat — and what we don't
Adult patients, 18+. We're upfront about what we don't do so your team gets the right care, not the wrong care faster.
What we treat
- Urgent care: UTI, sinus, cough, cold, allergies, strep, flu
- Chronic refills: hypertension, asthma, hypothyroid, GERD, hyperlipidemia, non-insulin diabetes
- Skin and dermatology, women's health
- Smoking cessation, weight management
- Work excuse and return-to-work notes
- 60+ conditions total
What we don't treat
- Children under 18 (pediatric ages 5+ on roadmap)
- Controlled substances — no stimulants, benzos, opioids
- Emergencies — we triage to ER
- Primary mental health as a lead product
- Complex specialty care — we'll refer
- FMCSA DOT physicals (requires in-person CME)
Pricing is simple. And public.
None of our competitors disclose their pricing publicly. We do.
The four real options at your scale
| TeleDirectMD | Carrier-bundled Teladoc / MDLive | First Stop Health | Sesame@Work | |
|---|---|---|---|---|
| Employer cost | $0 | Embedded in premium | PEPM ($5–$12+) | $20/EE/month |
| Employee per visit | $59 | $0 — but unused | $0 | Marketplace prices |
| In-network insurance | Yes — BCBS · Aetna · UHC | Through your carrier only | No (cash-pay) | No (cash-pay) |
| Continuity with one physician | Yes — assigned, not rotated | Random doctor | Network of physicians | Marketplace |
| Physician-only (no NPs/PAs) | Yes | Mixed | Mixed | Mixed |
| Typical utilization | Driven by real visits | ~7% | 60% claimed | Self-directed |
Full comparisons: vs. Teladoc · vs. Doctor on Demand
You'll talk to the same doctor every time.
Parth Bhavsar, MD · Board-Certified Family Medicine
Residency: University of Mississippi Medical Center, 2021 · NPI 1104323203
Most virtual care platforms route your team to a different stranger every visit — often an NP or PA, not a physician. TeleDirectMD is built around continuity: each patient is assigned to a board-certified physician and stays with that physician across visits. Dr. Bhavsar founded the practice and is licensed in 41 states + DC; the physician roster is currently expanding to add capacity. That's not a marketing line. It's the entire model.
What patients say about Dr. Bhavsar
"My visit with Dr. Bhavsar went well. He was on time and I didn't feel rushed. He took time to find out what my issue was, explained symptoms I had in great detail, and I understood my issue even better because of this."Verified Patient, WebMD
"He listened to my symptoms and immediately knew what I needed. After my visit I got my prescription and work excuse very fast and started to feel better within a few hours. 10/10."Verified Patient, Healthgrades
"Dr. Parth was professional, attentive, and made the visit feel easy and comfortable. He listened carefully, explained everything clearly, and prescribed medication that worked quickly."Verified Patient, Healthgrades
"Was very understanding, didn't try to get off the video call right away, kept asking me if I had any additional questions or concerns. Could not recommend Dr. Bhavsar enough!"Verified Patient, ZocDoc
Read all reviews: Healthgrades · WebMD · ZocDoc
Questions employers ask before signing
What does it cost the business?
Zero. No PEPM, no per-visit fees, no contracts with money in them. You sign a one-page partnership agreement and your team gets an enrollment code. That's it.
How do you make money if I don't pay?
Honestly — from the $59 your team pays per visit, or from in-network insurance billing when they have BCBS, Aetna, or UnitedHealthcare. Your $0 cost is our customer-acquisition model.
What about my employees' kids or dependents?
Right now we're adults-only (18+). Pediatric care for ages 5 and up is on our roadmap. For now, the benefit covers your employees themselves.
Do you prescribe ADHD meds, benzos, or opioids?
No. We do not prescribe controlled substances via telehealth. That's a deliberate clinical-safety decision — it keeps us aligned with DEA guidance and our malpractice scope.
We already have Teladoc through our carrier. Why add this?
Carrier-bundled telehealth at large employers averages around 7% utilization. Most of your team doesn't even know it exists, and the platform routes them to a different stranger every visit. We're a supplement, not a replacement — a consistent physician relationship rather than a rotating roster, in-network billing that counts toward your deductible, and no cost to you.
How fast can my team get a visit?
Same-day or next-day, every day — including evenings and weekends.
What states do you cover?
41 states plus the District of Columbia. We do not currently serve Alaska, Arkansas, Massachusetts, New Mexico, New York, Oregon, Rhode Island, Vermont, or Virginia. See the full coverage map →
What if my team is on Cigna?
Cigna is not in our in-network roster yet. Your team can still use the $59 cash-pay rate, and Cigna is on our credentialing roadmap.
Can our employees use HSA or FSA dollars?
Yes. A $59 telehealth visit is an IRS-qualified medical expense.
Can we reimburse employees through ICHRA or QSEHRA?
Yes. TeleDirectMD visits are HRA-eligible. Consult your benefits counsel on plan-design specifics.
Is this an ERISA-regulated health plan?
Our partnership is structured as a voluntary, employee-pay-all arrangement designed to fall within the U.S. Department of Labor's voluntary-plan safe harbor — meaning no PEPM payment from the employer, no employer payroll deduction beyond optional voluntary deduction, and minimal employer involvement. Consult your benefits counsel for specifics in your situation.
What's the contract length?
Month-to-month. Terminate at-will, any time. The agreement is one page.
Book a 15-minute discovery call
Dr. Bhavsar or someone from his team will be in touch within one business day.
Or call us directly at (678) 956-1855
Service nature
TeleDirectMD provides direct-pay primary care telehealth and is not a health insurance product. This service complements, not replaces, your group health plan. Hospitalization, surgical care, specialty care, and emergency services are not provided. Maintain adequate health insurance.
ERISA posture
Our employer endorsement program is structured as a voluntary, employee-pay-all arrangement designed to fall within Department of Labor voluntary-plan safe harbor guidance. Employers should consult benefits counsel for plan-design specifics.
Outcomes and prescribing
Clinical outcomes vary by individual. No specific clinical or financial result is guaranteed. TeleDirectMD does not prescribe controlled substances via telehealth.
Provider identity
Care provided by Parth Bhavsar, MD — Board-Certified Family Medicine Physician · NPI 1104323203 · Residency: University of Mississippi Medical Center, 2021 · Licensed in 41 states + DC.