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What insurance plans does TeleDirectMD accept?

TeleDirectMD is in-network as a telehealth provider with three major commercial insurance carriers across 17 states: Aetna (AZ, CA, CO, FL, GA, IL, LA, MI, MN, NC, OH, PA, TN), Blue Cross Blue Shield affiliates (Florida Blue in FL, Anthem in GA, BCBS-IL in IL, Highmark in PA, BCBS-TX in TX), and UnitedHealthcare (AZ, CA, CO, FL, GA, IL, LA, MI, MN, NC, NJ, OH, OK, PA, TN, TX, WA). Accepted plan types: PPO, HMO, EPO, POS, and Medicare Advantage — with state-specific contract exclusions (Aetna California excludes HMO and QPOS; UnitedHealthcare in Illinois, Minnesota, and Texas is commercial-only and not in-network for Medicare Advantage; UnitedHealthcare Colorado excludes Navigate, Charter, and Colorado Doctors Plan). Parth Bhavsar, MD (NPI: 1104323203) submits claims electronically using CPT codes 99213/99214; typical telehealth copays are $0–$40 depending on the member’s plan benefits. Not accepted, in any state: Medicaid, Managed Medicaid, CHIP, Medicare-Medicaid (MME), and Dual Special Needs Plans (D-SNP). Patients with Medicaid-only coverage or any non-contracted plan can book a self-pay visit for $79 flat — FSA/HSA eligible. Per Penn Medicine, JAMA Network Open (2024), telehealth visits cost roughly five times less than equivalent in-person primary-care visits ($96 vs $509 mean).
Medically reviewed by Parth Bhavsar, MD · Updated May 19, 2026

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17
States
3
Major Payers
$79
If self-pay

Coverage Checker

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Medicaid and Medicaid-Medicare plans not accepted

TeleDirectMD is not in-network with any Medicaid plan, Managed Medicaid plan, CHIP, Medicare-Medicaid (MME), or Dual Special Needs Plan (D-SNP) in any state we serve. If your only coverage is Medicaid, Managed Medicaid, or a Medicaid-Medicare dual plan, our visits cannot be billed to your plan.

You can still book a visit at our $79 self-pay rate (HSA/FSA eligible).

Frequently asked questions

Quick answers about insurance, self-pay, and how billing works at TeleDirectMD.

Does TeleDirectMD accept insurance?

Yes. We are in-network with Aetna, Blue Cross Blue Shield affiliates (Florida Blue, Anthem, Highmark, BCBS-IL, BCBS-TX), and UnitedHealthcare across 17 states. Use the coverage checker above to confirm your specific plan.

Which plan types do you accept?

PPO, HMO, EPO, POS, and Medicare Advantage. State-specific exclusions apply (for example, Aetna California excludes HMO and QPOS; UnitedHealthcare in Illinois, Minnesota, and Texas is commercial-only). The checker above shows your exact result.

Does TeleDirectMD accept Medicaid?

No. We are not in-network with any Medicaid program, Managed Medicaid plan, CHIP, Medicare-Medicaid (MME), or Dual Special Needs Plan (D-SNP) in any state we serve. Patients with Medicaid-only coverage can still book a $79 self-pay visit (HSA/FSA eligible).

How much is a self-pay visit?

$79 flat fee. Includes the physician consultation, any clinically appropriate prescriptions, and a work or school excuse note when medically appropriate. HSA and FSA cards accepted.

What if my plan is not in-network?

You can book as a self-pay patient for $79 and submit an out-of-network claim to your insurer for partial reimbursement. Many commercial plans cover out-of-network telehealth.

Coverage information is updated weekly from our payer contracts and credentialing system. We verify your specific benefits before each visit. If a payer-specific question isn't answered above, call us at (678) 956-1855 or email contact@teledirectmd.com.

$79 Flat FeeInsurance accepted in select states
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