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What insurance plans does TeleDirectMD accept?

TeleDirectMD is in-network as a telehealth provider with three major commercial insurance carriers across 17 states: Aetna (AZ, CA, CO, FL, GA, IL, LA, MI, MN, NC, OH, PA, TN), Blue Cross Blue Shield affiliates (Florida Blue in FL, Anthem in GA, BCBS-IL in IL, Highmark in PA, BCBS-TX in TX), and UnitedHealthcare (AZ, CA, CO, FL, GA, IL, LA, MI, MN, NC, NJ, OH, OK, PA, TN, TX, WA). Accepted plan types: PPO, HMO, EPO, POS, and Medicare Advantage — with state-specific contract exclusions (Aetna California excludes HMO and QPOS; UnitedHealthcare in Illinois, Minnesota, and Texas is commercial-only and not in-network for Medicare Advantage; UnitedHealthcare Colorado excludes Navigate, Charter, and Colorado Doctors Plan). Parth Bhavsar, MD (NPI: 1104323203) submits claims electronically using CPT codes 99213/99214; typical telehealth copays are $0–$40 depending on the member’s plan benefits. Not accepted, in any state: Medicaid, Managed Medicaid, CHIP, Medicare-Medicaid (MME), and Dual Special Needs Plans (D-SNP). Patients with Medicaid-only coverage or any non-contracted plan can book a self-pay visit for $79 flat — FSA/HSA eligible. Per Penn Medicine, JAMA Network Open (2024), telehealth visits cost roughly five times less than equivalent in-person primary-care visits ($96 vs $509 mean).
Medically reviewed by Parth Bhavsar, MD · Updated May 19, 2026

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20
States
4
Major Payers
$79
If self-pay

Coverage Checker

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Medicaid and Medicaid-Medicare plans not accepted

TeleDirectMD is not in-network with any Medicaid plan, Managed Medicaid plan, CHIP, Medicare-Medicaid (MME), or Dual Special Needs Plan (D-SNP) in any state we serve. If your only coverage is Medicaid, Managed Medicaid, or a Medicaid-Medicare dual plan, our visits cannot be billed to your plan.

You can still book a visit at our $79 self-pay rate (HSA/FSA eligible).

Frequently asked questions

Quick answers about insurance, self-pay, and how billing works at TeleDirectMD.

Does TeleDirectMD accept insurance?

Yes. We are in-network with Aetna, Blue Cross Blue Shield affiliates (Florida Blue, Anthem, Highmark, BCBS-IL, BCBS-TX), UnitedHealthcare, and Curative (9 states including Texas, California, and Florida). Use the coverage checker above to confirm your specific plan.

Which plan types do you accept?

PPO, HMO, EPO, POS, and Medicare Advantage. State-specific exclusions apply (for example, Aetna California excludes HMO and QPOS; UnitedHealthcare in Illinois, Minnesota, and Texas is commercial-only; Curative is Commercial PPO, EPO, and self-funded only). The checker above shows your exact result.

Does TeleDirectMD accept Medicaid?

No. We are not in-network with any Medicaid program, Managed Medicaid plan, CHIP, Medicare-Medicaid (MME), or Dual Special Needs Plan (D-SNP) in any state we serve. Patients with Medicaid-only coverage can still book a $79 self-pay visit (HSA/FSA eligible).

How much is a self-pay visit?

$79 flat fee. Includes the physician consultation, any clinically appropriate prescriptions, and a work or school excuse note when medically appropriate. HSA and FSA cards accepted.

What if my plan is not in-network?

You can book as a self-pay patient for $79 and submit an out-of-network claim to your insurer for partial reimbursement. Many commercial plans cover out-of-network telehealth.

Coverage information is updated weekly from our payer contracts and credentialing system. We verify your specific benefits before each visit. If a payer-specific question isn't answered above, call us at (678) 956-1855 or email contact@teledirectmd.com.

$79 Flat FeeInsurance accepted in select states
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