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Aetna In-Network · Ear Infection · Tennessee

Ear Infection / Ear Pain Treatment
Covered by Aetna in Tennessee

Aetna covers Ear Infection telehealth visits in Tennessee. TeleDirectMD is in-network — your standard Aetna copay applies (typically $10–$40). Video visit for ear pain, pressure, and infection symptoms.

Evaluated by Dr. Parth Bhavsar, MD (NPI: 1104323203) — board-certified Family Medicine physician, not a nurse practitioner or PA.

Book Ear Infection Visit with Aetna Self-Pay $49 (No Insurance Needed)
Board-Certified MD
Dr. Parth Bhavsar, MD — not a PA or NP
LegitScript Certified
Verified online pharmacy practice
HIPAA Compliant
Secure, encrypted video visits
NPI Verified
NPI: 1104323203 · Family Medicine
Quick Answer
Does Aetna cover Ear Infection / Ear Pain telemedicine in Tennessee?

Yes — Aetna commercial plans cover Ear Infection / Ear Pain telehealth visits in Tennessee. TeleDirectMD is in-network with Aetna in Tennessee. Dr. Parth Bhavsar, MD evaluates your ear infection symptoms by secure video and sends a prescription to your Tennessee pharmacy if appropriate. Your standard Aetna telehealth copay applies — typically $10–$40 for most commercial plans. Self-pay is $49 flat if you prefer to skip insurance.

Aetna Telehealth Copay in Tennessee

Typical Copay Range
$10–$40
Employer Plans
Often $0–$20 for employer plans

Tennessee Aetna commercial telehealth copays vary widely by employer plan. Verify at aetna.com.

Copay ranges are estimates based on published plan data (April 2026). Your exact cost depends on your specific plan. Verify at your Aetna member portal or call the number on your card before booking. Self-pay $49 flat always available.

Aetna covers Ear Infection / Ear Pain telehealth in Tennessee

Ear infections are among the most frequent primary care presentations. Otitis externa (swimmer's ear) is distinguished by pain on tragus pressure, ear canal manipulation, and no hearing loss — ideal for telehealth management. Acute otitis media features deep ear pain, hearing reduction, and often follows URI. Clinical features assessed via video — symptom onset, pain character, hearing change, swimming exposure, recent URI, prior episodes — allow accurate differentiation without otoscopy in most adult cases. Persistent or severe symptoms warrant in-person otoscopic evaluation.

Insurer
Aetna In-Network
State
Tennessee
Condition
Ear Infection / Ear Pain
ICD-10 Code
H66.9
Typical Copay
$10–$40
Self-Pay Option
$49 flat fee
Prescribing MD
Dr. Parth Bhavsar, MD
Billing Code
CPT 99213/99214

Ear Infection Treatment & Prescriptions — What to Expect

Typical Prescription

Amoxicillin 500mg three times daily × 5–7 days for bacterial acute otitis media; ofloxacin otic drops for otitis externa (swimmer's ear)

Alternatives

Amoxicillin-clavulanate for treatment failure; ciprofloxacin-hydrocortisone otic drops for otitis externa with inflammation

Insurance Coverage

Yes — antibiotics and otic drops covered under pharmacy benefit. Generic amoxicillin typically $4–$10.

Clinical Notes

Outer ear infection (otitis externa) vs. middle ear infection (otitis media) have different treatments. Telehealth clinical history allows high-accuracy differentiation.

How Dr. Bhavsar Diagnoses Ear Infection via Telehealth

Video clinical interview: pain localization, onset and triggers, hearing change, swimming history, recent URI, fever. Tragus pressure response described by patient. Severity assessment for referral decision.

How to Get Ear Infection / Ear Pain Treatment Using Aetna in Tennessee

01
Step 1

Book Your Visit Online

Go to teledirectmd.com/book-online. Select "Insurance" as your payment method. Have your Aetna member ID card ready — we verify your coverage before your visit.

02
Step 2

Coverage Verified for You

We confirm your Aetna benefits before you join the video call. If your specific plan isn't in-network, we'll let you know so you can choose self-pay ($49) instead.

03
Step 3

Video Visit with Dr. Bhavsar, MD

Connect by secure video from your phone, tablet, or computer. Dr. Bhavsar evaluates your symptoms — same clinical standard as an in-person visit, not a PA or NP.

04
Step 4

Prescription Sent Instantly

If a prescription is appropriate, it's sent electronically to your preferred pharmacy the moment your visit ends. Your pharmacy benefit applies to the medication.

What Actually Happens During Your Visit

📋
Before your visit
What to have ready

Your Aetna member ID card, a list of current medications, your pharmacy name and zip code, and 5–10 minutes of quiet time. Your phone's camera needs to be working — that's it.

🖥️
Visit start
What you'll see on screen

A secure, HIPAA-compliant video window opens. You'll see Dr. Bhavsar, MD — not a bot, not a PA. The average visit runs 8–12 minutes. He'll ask about your symptoms, review your history, and ask follow-up questions.

🩺
During your visit
What Dr. Bhavsar evaluates

For Ear Infection: Dr. Bhavsar uses validated clinical criteria — not a generic symptom checklist — to assess your presentation, rule out red flags that require in-person care, and determine whether a prescription is appropriate.

💊
Visit end
Your prescription

If a prescription is clinically appropriate, it is sent electronically to your preferred pharmacy before the video call ends. Most pharmacies fill it within 1–2 hours. You'll also receive a visit summary.

🧾
After your visit
Your insurance claim

Aetna receives the claim automatically — billing codes 99213 or 99214 depending on visit complexity. Your Aetna Explanation of Benefits (EOB) arrives within 2–4 weeks showing what was billed and your cost.

All Insurance Plans Accepted in Tennessee

Tennessee is one of TeleDirectMD's strongest markets — 2 major insurers accepted here, covering the majority of Tennessee employer plan members.

Currently viewing
Aetna
10 states · Commercial plans
Also in-network
UnitedHealthcare
11 states · Commercial plans

Ready to Use Your Aetna Benefits?

Board-certified physician. Same-day video visits. Prescription sent directly to your pharmacy.

Self-pay $49 flat fee always available — no insurance required.

Book a Visit Now

NPI: 1104323203 · Dr. Parth Bhavsar, MD · Board-Certified Family Medicine

Frequently Asked Questions — Aetna + Ear Infection in Tennessee

Yes. Aetna commercial plans cover telehealth visits for Ear Infection / Ear Pain in Tennessee. TeleDirectMD (Dr. Parth Bhavsar, MD, NPI: 1104323203) is an in-network telehealth provider with Aetna in Tennessee. Your standard Aetna telehealth copay applies — typically $10–$40 for most commercial plans. If clinically appropriate, your prescription is sent to your Tennessee pharmacy immediately after your visit.

Most Aetna commercial plans in Tennessee have telehealth copays of $10–$40. Often $0–$20 for employer plans. Your exact cost depends on your specific plan and whether your deductible has been met. Log into your Aetna member portal or call the member services number on your card to verify your telehealth copay before your ear infection visit. Self-pay is always available for a flat $49 if you prefer to skip insurance.

Video clinical interview: pain localization, onset and triggers, hearing change, swimming history, recent URI, fever. Tragus pressure response described by patient. Severity assessment for referral decision. Telehealth is a well-established, evidence-based modality for ear infection management. The same clinical standards used in an in-person office visit are applied — you are seen by Dr. Bhavsar, MD, a board-certified physician, not a nurse practitioner or PA.

For ear infection, Dr. Bhavsar may prescribe: Amoxicillin 500mg three times daily × 5–7 days for bacterial acute otitis media; ofloxacin otic drops for otitis externa (swimmer's ear). Alternatives include: Amoxicillin-clavulanate for treatment failure; ciprofloxacin-hydrocortisone otic drops for otitis externa with inflammation. Yes — antibiotics and otic drops covered under pharmacy benefit. Generic amoxicillin typically $4–$10. Outer ear infection (otitis externa) vs. middle ear infection (otitis media) have different treatments. Telehealth clinical history allows high-accuracy differentiation.

Yes. If Dr. Bhavsar, MD determines that a prescription is clinically appropriate for your ear infection symptoms, it is sent electronically to your preferred Tennessee pharmacy the moment your visit ends. Aetna covers the telehealth visit itself (billed as CPT 99213/99214). Your prescription is then covered by your Aetna pharmacy benefit — check your plan's formulary for your specific medication's tier and cost.

If your specific Aetna plan is not in-network with TeleDirectMD in Tennessee, or if your deductible has not yet been met, you can book as a self-pay patient for a flat $49 fee — same physician, same quality of care, no insurance needed. You may also be eligible to submit an out-of-network claim to Aetna for partial reimbursement depending on your plan's out-of-network benefit.

TeleDirectMD typically offers same-day and next-day video visits. Book at teledirectmd.com/book-online and select a time that works for you. Most patients are seen within a few hours of booking during business hours. Your ear infection symptoms are evaluated by Dr. Bhavsar, MD — not a nurse practitioner or PA — ensuring you receive a board-certified clinical assessment.

Yes — your Aetna pharmacy benefit applies to prescriptions written during a covered telehealth visit. Yes — antibiotics and otic drops covered under pharmacy benefit. Generic amoxicillin typically $4–$10.. Check your Aetna formulary or call your pharmacy with your Aetna member ID to confirm your copay before pickup. Most first-line medications for ear infection are Tier 1 or Tier 2 generics covered by virtually all commercial plans.

Yes. TeleDirectMD is operated by Dr. Parth Bhavsar, MD (NPI: 1104323203), a board-certified Family Medicine physician. TeleDirectMD is LegitScript certified, HIPAA compliant, and is contracted as an in-network telehealth provider with Aetna in Tennessee. Claims are billed using standard CPT codes (99213/99214) and submitted electronically to Aetna.

Medicaid, Medicare fee-for-service, Aetna Better Health (Medicaid) If your plan is not listed, self-pay is available for $49 flat — no insurance required, same physician and quality of care.

Yes. After your telehealth visit, Aetna will process the claim and send you an Explanation of Benefits (EOB) — typically within 2–4 weeks by mail or available sooner in your Aetna member portal. The EOB shows the amount billed (CPT 99213 or 99214), what Aetna paid, and your responsibility (copay or deductible portion). This is standard for any in-network physician visit.

Yes. Telehealth visits with a licensed physician are qualified medical expenses eligible for FSA (Flexible Spending Account) and HSA (Health Savings Account) payment. If your Aetna plan applies your deductible first, your FSA or HSA card can be used to pay your portion. The $49 self-pay option is also FSA/HSA eligible.

Other Aetna Conditions Covered in Tennessee

UTI TreatmentSinus InfectionStrep ThroatPink EyeAsthma RefillsHypertension RefillsAcid Reflux / GERDFlu TreatmentYeast Infection

No Aetna? Self-Pay Ear Infection in Tennessee

Not an Aetna member? TeleDirectMD offers the same ear infection telehealth visit for $49 without insurance.

$49 Ear Infection in TennesseeAll conditions in Tennessee
Aetna in Tennessee|Aetna + Ear Infection (All States)|Ear Infection / Ear Pain Treatment →

State Insurance Authority: If you have a complaint or question about insurance coverage in Tennessee, contact the Tennessee Department of Commerce and Insurance.

Insurance coverage and plan acceptance are subject to change. Information reflects active contracts as of April 2026 and is verified monthly. Not all plans from a listed insurer may be accepted — Medicaid and Medicare fee-for-service plans are not accepted unless specifically noted. Copay estimates are based on published plan data and may not reflect your exact cost. Patients should verify benefits with their insurer before booking. TeleDirectMD does not guarantee insurance coverage for any specific service. Dr. Parth Bhavsar, MD · NPI: 1104323203 · Board-Certified Family Medicine · Contact: contact@teledirectmd.com.

$49 Flat FeeInsurance accepted in select states
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