Online Doctor That Accepts
UnitedHealthcare Insurance in Illinois

Yes. TeleDirectMD is contracted as an in-network telehealth provider with UnitedHealthcare (UHC) commercial plans in Illinois. Dr. Parth Bhavsar, MD (NPI: 1104323203) is the treating physician. If you have a UHC employer-sponsored or individual commercial plan in Illinois, your telehealth visit may be covered subject to your plan's copay or deductible. Claims are submitted electronically using CPT codes 99213/99214.

Most UHC commercial plans in Illinois have telehealth copays of $0–$30. Often $0 for employer plans. UHC Illinois employer plans often feature $0 telehealth. One of the strongest UHC virtual care markets. Log into your UHC member portal at myuhc.com or call the member services number on your UHC card to verify your exact cost. Self-pay is always available for $49 flat.

Yes. UHC covers telehealth visits for most commercial plan members in Illinois. Federal telehealth parity requirements and Illinois state law ensure that UnitedHealthcare must cover telehealth services comparably to in-person visits for most commercial plans. Your actual cost depends on your plan's copay, coinsurance, and deductible status. Medicaid, Medicare fee-for-service, and UHC Community Plan (Medicaid) are not accepted.

UHC commercial plans in Illinois cover telehealth visits for UTI, sinus infection, strep throat, ear infection, pink eye, flu, asthma inhaler refills, hypertension medication refills, acid reflux, yeast infections, and many more. Coverage depends on your specific plan benefits. Use the conditions grid below to explore specific condition + UHC + Illinois coverage details.

Book at teledirectmd.com/book-online, select "Insurance" as your payment method, and have your UHC member ID card ready. We verify your coverage before your visit begins. You can also book self-pay for $49 flat — no insurance required, same physician and quality of care.

TeleDirectMD submits your claim electronically to UnitedHealthcare using CPT code 99213 (standard complexity) or 99214 (moderate complexity). UHC processes the claim and applies it to your benefits. You'll receive an Explanation of Benefits (EOB) from UHC within 2–4 weeks showing what was billed (typically $150–$250) and your responsibility (your copay or deductible portion). Questions? Call UHC member services at 1-866-892-9993.

The following UHC plan types are not accepted: UHC Community Plan (Medicaid), UHC Medicare Advantage plans, and Medicare fee-for-service. If you are unsure about your plan type, self-pay is available for $49 flat — same physician and care quality, no insurance required.

Yes. Telehealth visits with a licensed physician are qualified medical expenses eligible for FSA and HSA payment. If your UHC plan applies your deductible before covering the visit, your FSA or HSA card can be used to pay your cost-sharing. The $49 self-pay option is also FSA/HSA eligible.

Some UHC employer-sponsored plans in Illinois include a UHC Virtual Care benefit with a $0 copay for telehealth visits. Whether this benefit applies depends on your specific employer plan design. Log into myuhc.com or call the member services number on your UHC card and ask: "Does my plan include a $0 virtual care or telehealth benefit?" TeleDirectMD is positioned to accept this benefit where applicable.

UHC covers the telehealth visit under your medical benefit. Prescription coverage is handled by your UHC pharmacy benefit (typically OptumRx). Most first-line medications for common conditions (antibiotics, antivirals, PPIs, antihypertensives) are Tier 1 generic drugs covered by virtually all UHC commercial plans for $4–$15. Check your UHC formulary at myuhc.com or ask your pharmacy.

Log into your UHC member portal at myuhc.com, navigate to "Benefits," and look for "Telehealth" or "Virtual Care" under your plan details. You can also call the member services number on the back of your UHC card. When calling, ask: "Is TeleDirectMD in-network for telehealth?" and "What is my telehealth copay?" Have your member ID ready.

In most UHC commercial plans in Illinois, telehealth copays are equal to or lower than your primary care in-person copay. Many employer-sponsored UHC plans carry $0 telehealth copays — particularly since the post-pandemic expansion of virtual care benefits. Your specific plan determines the exact amount. Log into myuhc.com to confirm your telehealth cost-sharing.