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Is TeleDirectMD a good telehealth option for uninsured affordable care?

Yes — TeleDirectMD is designed for uninsured affordable care who need fast, affordable physician-led telehealth without the friction of in-network gatekeeping. $79 cash-pay (FSA/HSA eligible) gets a same-day video visit with Parth Bhavsar, MD (NPI: 1104323203), a board-certified Family Medicine physician licensed in 40+ states and Washington, D.C. Visits cover over 60 common adult conditions — UTI (women only), sinus infection, strep, pink eye, yeast infection, BV, COVID-19, cold sores, shingles, contraception refills, hypertension and asthma refills — with electronic prescriptions sent to your local pharmacy within minutes. Insurance optional: in-network with Aetna, Blue Cross Blue Shield, and United Healthcare commercial plans in participating states. Per Penn Medicine, JAMA Network Open (2026), telehealth visits cost roughly five times less than in-person primary-care visits ($96 vs $509 mean).
Medically reviewed by Parth Bhavsar, MD · Updated May 19, 2026
Uninsured & affordable care

$79. One doctor. No insurance needed.

A board-certified MD by video, same-day, in 40+ states. No membership, no drug subscription.

Cash-pay, all visits
$79flat rate
first visit & every follow-up
  • Board-certified family medicine MD
  • Prescription to any US pharmacy you choose
  • No membership, no subscription, no add-on fees
  • HSA and FSA cards accepted
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Same-day, evenings, and weekends. Insurance optional in select states.

Parth Bhavsar, MD, board-certified family medicine physician
Parth Bhavsar, MD · Board-certified, American Board of Family Medicine“You’ll see me on your first visit and every visit after. Same physician, same chart, no re-intake.”
Meet your doctor
Example visit · UTIAntibiotics e-sent to your pharmacy when clinically appropriate. Often ready in about an hour, depending on your pharmacy.Dramatization
Honest comparison

“Cheap online doctor” usually hides one of three catches.

A monthly membership to unlock the low price. A rotating pool of whoever is available. Or a “$0 visit” that exists to sell you a drug subscription. Here is what each service charged and included when we last checked, on September 8, 2026.

TeleDirectMD

Board-certified MD
Our pick, obviously
$79 flat, first & follow-up
  • Same MD every visit. One physician in every state we cover.
  • No membership. No fee, no tier, no unlock price.
  • No drug subscriptions. Rx to any pharmacy you pick.

Hims / Hers

Mostly NP
$0 visit, $30+/mo Rx
  • Same MD every visit. Visit is a lead-in.
  • No membership. Effectively required.
  • No drug subscriptions. The entire model.

Urgent care (avg.)

MD, PA, or NP
$180
  • Same MD every visit. Whoever is on shift.
  • No membership.
  • No drug subscriptions.

Competitor prices come from each company’s own pricing page and from Doctor On Demand cost page, The Penny Hoarder 2024 telehealth comparison, GoodRx Care pricing, CoveredUSA 2026 urgent-care cost guide, checked September 8, 2026 and reviewed quarterly. Prices change; confirm on their sites before comparing.

Why $79 with the same MD beats $19 with a rotating NP

GoodRx Care’s $19 needs a $10/month Gold membership, so a non-member really pays $39 to $70. You also see whoever is free, MD or NP, almost never the same person twice. If you have hypertension, diabetes, or GERD, that rotation adds friction. A single physician at a flat $79 does not.

Why a flat visit beats a $30-a-month drug subscription

Hims, Hers, and Ro advertise “$0 visits.” The visit is a lead-in to a monthly prescription, often priced above what the same drug costs at a pharmacy. We send your prescription to CVS, Walmart, Costco, Cost Plus Drugs, whichever is cheapest for your drug. Our revenue is the visit, not the drug margin.

What’s included

What $79 actually gets you

  • 01A 10 to 15 minute video visit with the same board-certified family medicine physician every time
  • 02E-prescription to any US pharmacy you choose, including Cost Plus Drugs and Costco
  • 03No enrollment fee, no membership, no subscription, no facility fee
  • 04No pressure to sign up for monthly medication delivery
  • 05HSA and FSA cards accepted at checkout
  • 06Follow-ups are the same $79 flat. No first-visit surcharge.

Insurance accepted in select states. Confirm your plan.

Right level of care

When telehealth is right, and when it isn’t

Book a video visit

  • UTI (women only), sinus infection, bronchitis, strep-like symptoms
  • Cold, flu, cough, low-grade fever
  • Rash, eczema, cold sore, mild acne
  • Refills: hypertension, diabetes, GERD, statins (non-controlled)
  • Migraine, reflux, mild allergic reaction
  • Pink eye, adult ear pain, uncomplicated UTI (women only)
  • Travel medicine, work notes, med reviews

Go to urgent care or the ER

  • Chest pain, shortness of breath, heart-attack symptoms
  • Stroke signs: face droop, arm weakness, slurred speech
  • Uncontrolled bleeding or suspected fracture
  • Severe abdominal pain, vomiting blood, black stools
  • Head injury with confusion or loss of consciousness
  • Pregnancy complications, severe pediatric illness
  • Mental health emergency: call or text 988

Unsure? Request a visit. If your case isn’t right for telehealth, we tell you before charging you and point you to the right level of care.

Parth Bhavsar, MD, board-certified family medicine physician
Board-certified, ABFMFamily medicine40+ states
Meet your doctor

The whole practice is one doctor. That’s the point.

“You’ll see me on your first visit and every visit after. Home in Atlanta, on a work trip in Denver, visiting family in Miami: same physician, same chart, no re-intake.”

A 2018 systematic review in BMJ Open found that 18 of 22 studies linked higher continuity of care with a doctor to lower mortality. The evidence is observational rather than proof of cause, but it points the same way across nine health systems. Day to day it is simpler than that: a small change in your blood pressure, or in how you responded to a medication, is easier to catch when the same physician saw you last time.

Board
American Board of Family Medicine
Residency
University of Mississippi Medical Center, 2021
MD
Smt NHL Municipal Medical College, Ahmedabad
NPI
1104323203

HIPAA-compliant. Your health information is encrypted, never sold, never shared for advertising.

If we expand in the future, we’ll make every effort to keep you with your one doctor, wherever and whenever you need to see us.

Coverage

40+ states, one doctor, no re-establishing care

Uninsured patients move for work and travel between states. Every switch to a new provider means a new intake, a new fee, and a new physician who doesn’t know your history. With TeleDirectMD you keep the same doctor as long as you’re physically in a covered state at the time of your visit.

Covered, including Washington D.C.
Not yet: Arkansas, Massachusetts, New Mexico, New York, Oregon, Rhode Island
See every state we cover
Alabama
Alaska
Arizona
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C.
West Virginia
Wisconsin
Wyoming
State-specific condition pages
How it works

Three steps, about 15 minutes total

01 · about 2 minutes

Request a visit

Open TeleDirectMD.com on your phone. See the $79 price before you confirm. Tell us your state and symptoms.

02 · 10 to 15 minutes

Connect by video

You meet Dr. Bhavsar by secure video. Same-day slots most days, plus evenings and weekends.

03 · minutes later

Get treated

Prescription e-sent to the pharmacy you choose. If your case isn't right for telehealth, you hear it directly and get pointed to the right care.

Prescriptions

Prescriptions without insurance

Medication cost is separate from the $79 visit and depends on the drug and pharmacy, not on us. During your visit we discuss the least-expensive option that works clinically. We sell no medication subscription, so we have no reason to steer you toward a pricier pharmacy.

Questions & answers

Straight answers about paying cash

Still unsure? See the full FAQ.

How much does an online doctor cost without insurance?

A TeleDirectMD visit is $79 flat, cash pay. GoodRx reports typical no-insurance telehealth prices of $40 to $90 per visit, though the lowest advertised prices usually require a monthly membership. Name-brand telehealth runs $89 to $129. In-person urgent care averages $180, and an uninsured ER visit averages $2,400 or more. Prices other than ours were checked September 8, 2026; confirm on each company's site before you compare.

Will I see the same doctor every visit?

Yes. TeleDirectMD is a single-physician practice by design. You see Parth Bhavsar, MD on your first visit and every visit after. Almost every other cash-pay service rotates you through a large clinician pool.

Is there a membership, subscription, or hidden fee?

No. $79 is the whole price, and follow-ups are the same $79. There is no enrollment fee, no membership tier, and no unlock price. HSA and FSA cards are accepted; telehealth visits are qualified medical expenses under IRS rules. Insurance is optional and accepted in select states. Medication costs are separate from the visit fee and depend on your drug and pharmacy.

Can I get antibiotics or refills prescribed online?

Prescriptions are issued only when the physician determines they are medically appropriate after evaluating you. Common examples include uncomplicated UTIs in women only, bacterial sinus infections, and refills for blood pressure, diabetes, or GERD. Antibiotics are not prescribed for conditions that are usually viral, and no controlled substances are prescribed.

Does an uninsured visit affect future insurance?

For ACA marketplace, employer, Medicare, and Medicaid plans, no: pre-existing conditions cannot raise premiums or deny coverage. Life and disability underwriting can review medical records, and whether a specific visit matters depends on the diagnosis and the carrier.

See a board-certified MD today. $79 flat.

No insurance, no membership, no drug subscription. Same doctor every visit across 40+ states.

Other communities we serve
References
Medical disclaimer

Informational only, not medical advice. TeleDirectMD treats non-emergency conditions in adults 18+ physically located in a covered state at the time of the visit. No controlled substances. No IV or IM medications, except EpiPen refills when clinically appropriate. Emergency: call 911. Mental health crisis: call or text 988. Medication costs are separate from the visit fee.

What you'll actually pay

38.6% of uninsured adults delay care due to cost (KFF). $79 flat replaces a $150–$2,715 in-person visit, with no hidden fees.

Prescribing limits: before you book

Can TeleDirectMD prescribe IV medications or IM shots?

TeleDirectMD does not prescribe intravenous (IV) medications or intramuscular (IM) medications, except EpiPen (epinephrine auto-injector) refills when clinically appropriate. This includes IV fluids and infusions, and IM antibiotic or steroid shots. We cannot issue these prescriptions for administration at another clinic or by another provider.

How long can a TeleDirectMD prescription last, including refills?

Every TeleDirectMD prescription, including all refills, covers no more than a 90-day supply. To continue a medication beyond 90 days, you need a new visit. There are no exceptions.

$79 Flat FeeInsurance accepted in select states
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