Online Doctor That Accepts
Florida Blue in Florida

Yes. TeleDirectMD is contracted as an in-network telehealth provider with Florida Blue commercial plans in Florida. Dr. Parth Bhavsar, MD (NPI: 1104323203) is the treating physician. If you have a Florida Blue employer-sponsored or individual commercial plan in Florida, your telehealth visit may be covered subject to your plan's copay or deductible. Claims are submitted electronically using CPT codes 99213/99214.

Most Florida Blue commercial plans in Florida have telehealth copays of $0–$30. Often $0 for employer plans. Florida Blue offers strong telehealth benefits. Many Florida Blue employer plans carry $0 telehealth copays. Log into your BCBS member portal at https://member.floridablue.com or call the member services number on your Florida Blue card to verify your exact cost. Self-pay is always available for $49 flat.

Yes. Florida Blue covers telehealth visits for most commercial plan members in Florida. Federal telehealth parity requirements and Florida state law ensure that Florida Blue must cover telehealth services comparably to in-person visits for most commercial plans. Your actual cost depends on your plan's copay, coinsurance, and deductible status. Medicaid, Medicare fee-for-service, and BCBS Medicaid products are not accepted.

Florida Blue commercial plans in Florida cover telehealth visits for UTI, sinus infection, strep throat, ear infection, pink eye, flu, asthma inhaler refills, hypertension medication refills, acid reflux, yeast infections, and many more. Coverage depends on your specific plan benefits. Use the conditions grid below to explore specific condition + BCBS + Florida coverage details.

Book at teledirectmd.com/book-online, select "Insurance" as your payment method, and have your Florida Blue member ID card ready. We verify your coverage before your visit begins. You can also book self-pay for $49 flat — no insurance required, same physician and quality of care.

TeleDirectMD submits your claim electronically to Florida Blue using CPT code 99213 (standard complexity) or 99214 (moderate complexity). Florida Blue processes the claim and applies it to your benefits. You'll receive an Explanation of Benefits (EOB) from Florida Blue within 2–4 weeks showing what was billed (typically $150–$250) and your responsibility (your copay or deductible portion). Questions? Call the member services number on the back of your Florida Blue card.

The following plan types are not accepted: Florida Blue Medicaid, BCBS Community Health Plan, Medicare fee-for-service, and BCBS Medicare Advantage plans. If you are unsure about your plan type, self-pay is available for $49 flat — same physician and care quality, no insurance required.

Yes. Telehealth visits with a licensed physician are qualified medical expenses eligible for FSA and HSA payment. If your Florida Blue plan applies your deductible before covering the visit, your FSA or HSA card can be used to pay your cost-sharing. The $49 self-pay option is also FSA/HSA eligible.

Florida Blue covers the telehealth visit under your medical benefit. Prescription coverage is handled by your Florida Blue pharmacy benefit. Most first-line medications for common conditions (antibiotics, antivirals, PPIs, antihypertensives) are Tier 1 generic drugs covered by virtually all Florida Blue commercial plans for $4–$15. Check your BCBS formulary at https://member.floridablue.com or ask your pharmacy.

If your specific Florida Blue plan is not in-network with TeleDirectMD in Florida, you can still see Dr. Bhavsar as a self-pay patient for a flat $49 fee. You may also submit an out-of-network claim to Florida Blue for partial reimbursement depending on your plan's out-of-network benefit.

Log into your Florida Blue member portal at https://member.floridablue.com, navigate to "Benefits," and look for "Telehealth" or "Virtual Care" under your plan details. You can also call the member services number on the back of your Florida Blue card. When calling, ask: "Is TeleDirectMD in-network for telehealth?" and "What is my telehealth copay?" Have your member ID ready.

In most Florida Blue commercial plans in Florida, telehealth copays are equal to or lower than your primary care in-person copay. Many employer-sponsored Florida Blue plans carry $0 telehealth copays — particularly since the post-pandemic expansion of telehealth benefits. Your specific plan determines the exact amount. Log into https://member.floridablue.com to confirm your telehealth cost-sharing.