Which doctors take Curative insurance in Florida?
Curative coverage for Florida members
Florida members are covered under the Curative agreement, with visits handled by Parth Bhavsar, MD, board-certified in Family Medicine and licensed in Florida. Same-day video visits cover the routine adult problems that fill Florida urgent care waiting rooms.
Florida is covered by TeleDirectMD’s direct contract with Curative for Commercial PPO, EPO, and self-funded plans, effective July 7, 2026, so a video visit processes as in-network care rather than an out-of-network claim.
Members connect from Jacksonville, Miami, Tampa, Orlando, St. Petersburg, and Fort Lauderdale, and from Panhandle and inland counties where driving to an in-network office is the main obstacle. Prescriptions go electronically to CVS, Walgreens, Publix, Winn-Dixie, and Walmart pharmacies.
Florida members are covered under TeleDirectMD's direct contract with Curative for Commercial PPO, EPO, and self-funded plans, so a video visit processes as in-network care.
Florida regulatory addendum and licensure
Florida has a dedicated regulatory addendum in the Curative provider agreement, meaning the plan meets Florida-specific requirements for insured members in addition to the national contract terms.
Florida Statute 456.47 lets a registered telehealth provider establish a patient relationship and prescribe by video, subject to the prevailing standard of care.
Parth Bhavsar, MD is board-certified in Family Medicine and licensed to practice in Florida.
Contracted Curative plans in Florida
Participating networks effective July 7, 2026: Commercial PPO, Commercial EPO, Self-Funded plans.
Not contracted: Medicaid, Managed Medicaid, CHIP, Medicare-Medicaid (MME), Dual Special Needs Plan (D-SNP), Medicare Advantage, HMO. If your plan falls outside the contracted networks, the flat $79 self-pay visit is still available.
Curative Telehealth Copay in Florida
Curative members in Florida who complete their annual Baseline Visit within 120 days of the plan start date have $0 copays, $0 deductible, and 0% coinsurance for in-network care, including virtual visits. Members who have not completed the Baseline Visit are subject to their plan deductible (for example, $5,000 individual and $10,000 family on the EPO product).
Copay ranges are estimates based on published plan data (April 2026). Your exact cost depends on your specific plan. Verify at your Curative member portal or call the number on your card before booking. Self-pay $79 flat always available.
The Baseline Visit decides your cost
Curative members who complete the annual Baseline Visit within 120 days of their plan start date have $0 copays, $0 deductible, and 0% coinsurance for in-network care, which includes a video visit with TeleDirectMD in Florida.
If the Baseline Visit is not complete, your plan deductible applies (for example, $5,000 individual and $10,000 family on the EPO product). Confirm your status with Curative before booking.
You can also skip insurance entirely: TeleDirectMD self-pay is a flat $79 per video visit, HSA and FSA eligible, with no claim filed.
Using your Curative plan in Florida
Confirm plan and Baseline
Your Curative card should show a Commercial PPO, EPO, or self-funded plan. Baseline Visit completion is what unlocks $0 in-network cost sharing.
Benefits verified
We confirm your Curative benefits and any remaining deductible before your Florida video visit.
Video visit and prescription
Same-day video with Parth Bhavsar, MD, licensed in Florida. Any prescription goes electronically to your local pharmacy.
What Florida Curative members can be treated for
Each link opens the Florida clinical page for that condition, with treatment detail and local pharmacy information.
Medicaid and Medicaid-Medicare plans not accepted
TeleDirectMD is not in-network with any Medicaid plan, Managed Medicaid plan, CHIP, Medicare-Medicaid (MME), or Dual Special Needs Plan (D-SNP) in any state we serve. If your only coverage is Medicaid, Managed Medicaid, or a Medicaid-Medicare dual plan, our visits cannot be billed to your plan.
You can still book a visit at our $79 self-pay rate (HSA/FSA eligible).
Curative in Florida: questions members ask
State Insurance Authority: If you have a complaint or question about insurance coverage in Florida, contact the Florida Office of Insurance Regulation.
Curative network status in Florida reflects our Commercial PPO, EPO, and self-funded contract effective July 7, 2026. Cost sharing depends on your plan and on whether your annual Baseline Visit is complete. Verify benefits with Curative before your visit. Coverage and plan acceptance are subject to change; this page reflects active contracts verified monthly. Copay estimates draw from published plan data. Verify your exact cost with your insurer before booking. TeleDirectMD does not guarantee coverage for any specific service. Dr. Parth Bhavsar, MD · NPI: 1104323203 · Board-Certified Family Medicine · contact@teledirectmd.com.